M&T Bank Presents CEOs You Should Know

M&T Bank Presents CEOs You Should Know

Get to know the area's most influential CEOs close up and personal.Full Bio


Manny Cosme, President & CEO, CFO Services Group

An entrepreneur with diverse accounting experience and a love for sharing knowledge, Manuel “Manny” Cosme is driven to help other small businesses.Working in large and small companies - and for himself - Cosme witnessed that ongoing struggles with financial responsibilities often hold businesses back from their goals. He saw a solution and made it happen.

“I envisioned a proactive approach, a way to spot issues before they grow into problems and I created a company to fill that gap,” he said. CFO Services Group supports new, small and growing organizations with scalable accounting expertise and services beyond typical bookkeepping or tax firms.

With more than 15 years focus on managing finances and administration, Cosme has the high-level experience and training that his clients need and want.

Teaching clients to understand their reports is a priority. “I help small business owners make decisions based on their financial statements,” he said. For example, he encourages weekly discussions of cash flow projections. “Can I cover my obligations? Do I need a line of credit? How does that work at the bank? These are all things I can help clients learn.”

Cosme graduated summa cum laude from the School of Economics and Business Administration at Saint Mary's College in California, with a dual major in Accounting and Economics and a minor in Mathematics.

He worked as a financial statement auditor in a national public accounting firm and left to join a small accounting firm focusing on bookkeeping, payroll, and tax preparation for small businesses. He jumped at the opportunity to purchase the payroll processing portion of the business and incorporated it under the name of PBSG, Inc. After three years, he successfully positioned the company and sold it to a major competitor, Fortune 500 payroll company ADP. 

Having realized how much he loved running a business, Cosme began looking for an opportunity to create one from the ground up as he gained more management experience. He became the accounting manager for the California Hispanic Chambers of Commerce and then moved across the country to accept the position of Chief Financial Officer for the United States Hispanic Chamber of Commerce in Washington D.C. 

After three years as CFO, Cosme felt the time was right to launch his new business. He created CFO Services Group in 2012 and looks forward to building a national clientele. “I believe in the entrepreneurial spirit and I believe in helping others.”

Cosme credits his training as a relationship coach and his spiritual studies for his approach to understanding and advising his clients.

“Listening, educating, being proactive. Those are the ways I can make a difference,” he said. “Owners seem comfortable talking to me and that helps head off problems.”

Cosme enjoys living in the vibrant D.C. area and down time often includes video games, yoga, camping and hiking.


  • Chartered Global Management Accountant (CGMA) 
  • QuickBooks Certified ProAdvisor
  • Bachelor of Science, Accounting and Economics, Summa Cum Laude, Saint Mary's College of California
  • Associate Certified Coach for Business, International Coaching Federation (ICF)

LinkedIn Profile: https://www.linkedin.com/in/mannycosme/

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